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Transparency Report

From Hourly Wage to Fully Burdened.
The Math Is Public.

Before you commit, we show you the exact math. A $50,000 salary doesn't cost $50,000. It costs significantly more once federal, state, and insurance obligations are met. We circle the hidden lines so you don't have to hunt for them.

Editorial Note:

"The fully burdened rate is rarely the advertised rate. We show you the difference upfront."

Payroll Estimate CONFIDENTIAL
Base Salary (W-2) $4,166.67
FICA Match (6.2%) +$258.33
Medicare Match (1.45%) +$60.42
FUTA / SUI (Est.) +$85.00
Workers' Comp (Class A) +$125.00
Total Burdened Cost $4,695.42
+9.4% Burden
MyPayroll shows this breakdown.
Spreadsheet detail showing total cost
Cell B8: Total $4,695.42

The Three-Tier Architecture

Mapped to business maturity, not feature walls.

Core

Solopreneurs & Micro-Teams
  • Direct Deposit (Fed)
  • Federal & State Filings
  • W-2 / 1099 Gen

$50/mo base

Most Popular

Complete

Growing Businesses (2-10)
  • Everything in Core
  • Automated Tax Filing
  • New Hire Reporting
  • PTO Accrual Tracking

$99/mo + $4/employee

Concierge

Established & Scaling
  • Everything in Complete
  • Dedicated Account Manager
  • Full HR Compliance
  • Handbook Policy Gen

Custom

Upgrade Path: Core naturally scales to Complete when hiring employee #4 (State Unemployment registration triggers).

The Pricing Traps
We Don't Play.

The industry standard is a low base rate + high variable fees. We view this as obfuscation. Here is the dossier on where competitors hide profit.

The Guarantee

"The price you see is the price on your bank statement. Flat rate. No exit fees."

Pitfall 1

The 'Per Check' Fee

$2.00 per check seems small until you run weekly payroll. For a team of 5, that's $520/year in pure surcharges. MyPayroll covers unlimited runs.

Pitfall 2

Year-End Surprise

W-2/1099 processing often incurs a 'Batch Fee' in December. We include this in the monthly subscription. No holiday invoices.

Redacted Competitor Invoice

Evidence

Anonymized Competitor Quote

Base Rate $45.00
Setup $199.00
Per Employee $6.00
W-2 Fee $4.50

Pitfall 3

Cancellation Penalties

Many contracts auto-renew annually. If you miss the window, you're locked in for another year. We are month-to-month.

Migration Protocol STATUS: ACTIVE

Day 1: Data Import

Secure YTD transfer to maintain accurate annual reporting.

Day 2: Parallel Run

We process a test payroll in the background. You verify the numbers.

Day 3: Live Payroll

Direct deposits sent. Tax liabilities calculated and filed automatically.

The industry standard is 2 weeks. We aim for 3 days.

The Implementation Cost
Is Zero.

Switching providers feels risky. We mitigate that risk with a "Parallel Run" strategy. You see the numbers before money moves. Your data is yours; we validate it, we don't hold it hostage.

Support Protocol

Direct phone access to migration specialists during the first 30 days.

Real-Time Audit Log VERIFIED_TX_2026
Timestamp (UTC) User Action Checksum
2026-01-22 14:32 JR (CPA) MIGRATE_YTD A7F921
2026-01-22 14:35 System VERIFY_DEDCTIONS C2B409
2026-01-22 14:36 JR (CPA) REVERT_TAX_OVRD D5E110 Revert

The Service Agreement.
Plain English.

Month-to-Month Terms

No annual lock-ins. Billing cycles are 30 days from start date.

Data Ownership

You own your data. Exportable to CSV/PDF at any time. We do not lock your history.

SLA: Filing Accuracy

We guarantee tax calculations based on current IRS Pub 15. If we err, we cover the penalty.

Constraints & Trade-offs

Assumptions User has valid EIN. Employees are US-based. Bank account verified.
Boundaries Concierge tier requires >10 employees or complex HR needs.
What Changes This? Multi-state nexus or construction industry payroll requirements shift recommendation.

Scenario

S

Small Business Owner

Amarillo, TX

"It's Tuesday, 9 PM. Payroll is due tomorrow morning. I log into MyPayroll, verify the hours on the mobile interface, and hit 'Run'. By 6 AM, the direct deposit receipt is in my email. I never worry about the tax forms; they show up in the 'Audit Trail' tab by Friday. I pay $120/month flat. I used to pay $90 base plus $180 in 'per-check' and 'year-end' fees. The switch took 2 days."

Ready to Run the Numbers?

Call us directly or request a custom quote sheet via email.

6707 Alpha St, Amarillo, TX 79110
Mon-Fri: 9:00-18:00
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